Warning: error_log(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected the timezone 'UTC' for now, but please set date.timezone to select your timezone. in /home/bdurrell/public_html/assetise.com/error/error.php on line 115 Warning: error_log(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected the timezone 'UTC' for now, but please set date.timezone to select your timezone. in /home/bdurrell/public_html/assetise.com/error/error.php on line 115 Warning: error_log(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected the timezone 'UTC' for now, but please set date.timezone to select your timezone. in /home/bdurrell/public_html/assetise.com/error/error.php on line 115 Warning: error_log(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected the timezone 'UTC' for now, but please set date.timezone to select your timezone. in /home/bdurrell/public_html/assetise.com/error/error.php on line 115 Warning: error_log(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected the timezone 'UTC' for now, but please set date.timezone to select your timezone. in /home/bdurrell/public_html/assetise.com/error/error.php on line 115 [Noah's Classifieds] - Free rs3 gold buy as 2018 New Year Gift for Treasure Trails Rework on Jan.8
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a huge drop from 1500 a day in each of the two previous financial years.BessieHassan, money expert at Finder, suspects the uncertainty surrounding new interchange rules before July this year accounts in part for the fall in applications.A recent Finder survey study found 43 per cent of people said they would be less likely to apply for a new rewards card if frequent flyer programs continued to cut rewards earn rates.However, Hassan says the main factor may be the closure of inactive accounts. "Often, banks will close inactive credit card accounts in bulk, and we have seen some big drops this year." she says.However, dampened consumer confidence may also be a factor.Hassan says consumers are likely being more careful about getting into debt, given their already high levels of indebtedness.With mortgage interest rates much lower than credit card interest rates, which are paid by those who don't pay off their card debtin fullby the due date, some people are likely choosing to borrow against their homes."

The average credit card rate is 17.15 per cent compared withthe average mortgage rate of 5.08 per cent," shesays.The trap there is that while the home loan rate is lower, it is repaid over a longer time. Unless people pay extra into the mortgage to compensate, they could paymore interest in dollar terms in the long run.What to doLamont says for the average spender, a no or low annual fee rewards credit card is likely to be the best option."Premium rewards cards with huge annual fees are generally only useful for those spending $60,000 a year or more on their card," she says.Even though rewards points are no longer as plentiful as they once were, Mozo found that cards aligned with frequent flyer rewards still gavethe best rewards."Domestic rather than international travel provides the best value for point expenditure,"

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